Life & Health

Life and Health Insurance advice for individuals, families and business

Life & Health

Life & Health Insurance

Life Insurance is designed to help individuals, families and businesses manage the financial implications of several events, such as:

At Adams Trimmer Insurance, we provide a professional service when analysing your Life Insurance requirements, identifying your current and future needs and reviewing these on an ongoing basis.

Below are the six common forms of Life Insurance products we advise individuals and families on, with a brief description of each product.

We also provide advice to businesses, self employed and sole traders on their Life Insurance needs (for example: Business Life Insurance, Key Person / Locum cover, Business Expenses).

For further information on any Life Insurance please call Adams Trimmer Insurance on (09) 470 – 2244 and ask for either Bill or Matt or please click here to email one of our Life Insurance Advisers.

Life Insurance

Life cover provides a lump sum payment in the event that the Life Assured passes away. This lump sum payment can help reduce debt such as a mortgage, pay for funeral expenses, create an investment fund to generate ongoing income for your children, enable business ownership to be restructured or simply replace a lost income for an extended period of time amongst other things. The purpose of the funds is entirely yours to decide.

Make a no obligation appointment to find out more here

Trauma Insurance

Trauma cover provides a lump sum payment should you suffer one of the covered conditions.

Covered conditions are by nature serious and potentially life threatening and, as a result, can have a significant financial impact. Trauma cover is designed to help alleviate this financial impact. The lump sum can help reduce debt, purchase specialised equipment, pay for home modifications or provide additional care amongst other things.

Make a no obligation appointment to find out more here

Total and Permanent Disablement (TPD) insurance

TPD cover provides a lump sum payment should you completely lose your ability to ever work again (or carry on your normal tasks, if you are not employed), as a result of illness or injury.

TPD cover is designed to help alleviate the significant financial impact that losing an income forever would likely cause. The purpose of the funds is entirely yours to decide as to how you use the lump sum payment

Make a no obligation appointment to find out more here

Income Protection Insurance

Income Protection Insurance provides a financial safety net should you suffer a total or partial disability which causes a reduction in your ability to earn your normal income. The monthly benefit you receive under the cover is designed to replace a significant portion of lost income to help maintain your usual lifestyle during treatment and recovery.

Make a no obligation appointment to find out more here

Mortgage Protection Insurance

Mortgage repayment cover provides a financial safety net should you suffer a total or partial disability which causes a reduction in your ability to meet your mortgage repayments. The monthly benefit is designed to cover mortgage repayments on your behalf during treatment and recovery.

Make a no obligation appointment to find out more here

Health Insurance

Private medical cover provides the funding to enable you to have private hospital treatment whenever you require more immediate access or a broader range of treatment options than are available to you through the public health system.

Make a no obligation appointment to find out more here

Back to top of page